Little Dixie Community Action Agency - Housing Counseling
Little Dixie Community Action Agency - Housing Counseling
Little Dixie Community Action Agency - Housing Counseling

Housing Counseling

Prepurchase Counseling

Are you considering buying a home? But not sure where to start! Let a Little Dixie housing counselor help you.  Our counselors are certified counselors. We can answer questions such as, “How can I improve my credit score?” “What are my options for financing?” What is front and back end ratios?” “Do I need a home inspection?” Our counselors can help you with all these questions and more! Little Dixie serves the following counties in Oklahoma: Atoka, Bryan, Carter, Choctaw, Love, Marshall, McCurtain and Pushmataha. If you would like to know more about pre-purchase counseling, call a housing counselor near you.

Mortgage Delinquency / Foreclosure Counseling

Sometimes families experience a loss in income whether it be permanent or temporary.  They juggle paying electric bill, buying groceries, and paying a house payment on less income.  Repetitively juggling bills could eventually lead to dropping the ball on paying the mortgage. What then? A Little Dixie foreclosure counselor can provide you with answers to your questions, “What is foreclosure?” “What is a moratorium?” “Do I have options?” You don’t have to do it alone. Our professional foreclosure counselors can help you. Our counselors can explore workout options that your lender may offer such as, forbearance, a repayment plan, partial claim, refinancing, or maybe a loan modification. Let our housing counselors assist you with your lender to prevent foreclosure. Where do you start? Call one of our housing counselors near you.

Reverse Mortgage Counseling / Home Equity Conversion Mortgage Counseling (HECM)

Are you considering using the equity in your home to fill in the gaps in your budget? Are you 62 years of age or older and still making a mortgage payment? Living on a fixed income can be challenging to pay a house payment, doctor bills, pay for supplemental insurance and medicine. Let one of our HECM counselors assist you with researching options. We can provide HECM counseling in our office or by phone. Contact one of our HECM counselors near you for more information.

Rental Counseling

Whether you are seeking counseling to transition away from homelessness or preparing to buy a home in the future, Little Dixie’s housing counselors can assist you in securing affordable rental housing.  In rental counseling you will learn concepts associated with lease agreements, responsibilities of tenants and landlords regarding property maintenance and renters insurance. Our counselors provide rental counseling in Atoka, Bryan, Carter, Choctaw, Love, Marshall, McCurtain and Pushmataha counties.

 

 

Online Housing Counseling Registration

For more information contact one of our housing counselors at the location nearest you.

Contact Information

Carter County
414 S. Commerce
Ardmore, OK
580-226-3030

Choctaw County
500 E. Rosewood
Hugo, OK
580-326-5165

McCurtain County
312 NW Texas St.
Idabel, OK
580-286-9348

Pushmataha County
603 SW B St.
Antlers, OK
580-298-2921

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